HOW DOES A PAWN LOAN WORK?
Pawning is easy! Bring in any item of value such as jewelry, cameras, televisions, stereos, musical instruments, tools… WHATEVER! A friendly United Pawn associate will work with you to get you the cash you need. Pawn loans are a quick and easy way to borrow money without a credit check or hassle. Loans are based on the value of your collateral, not your credit rating or pay schedule.
HOW MUCH MONEY WILL I GET FOR MY ITEM?
We base loan amounts on the current value of your item. A United Pawn associate will look at what similar items are currently selling for, its condition and our ability to sell the item should you decide not to pick it up. We use as many research and appraisal tools possible to ensure you're getting top dollar.
HOW LONG CAN I LEAVE MY ITEMS IN PAWN?
You can leave your items at United Pawn for 90 days. However, you can extend your loan if you're unable to pay back your loan on its due date.
WHAT IS AN EXTENSION?
If you are unable to pay back your loan in full on its due date, you can get an extension on your pawn loan. With an extension you will be required to pay all or a portion of the interest owed and then you will be given a new due date.
WHAT IS A RENEWAL?
If you are unable to pay back your loan in full on its due date, United Pawn offers renewals. With a renewal, you pay the interest that has accrued on your loan, and a new loan is written. The principal loan amount remains the same, as does the interest rate, but the due date is reset for the full loan term.
IS MY STUFF SAFE?
We will store your items in our secure storage area or in our safe. Both places are monitored 24/7…so we GUARANTEE your items will be safe and protected.
WILL I LOSE MY VALUABLES?
The majority of our customers repay their pawn loans and pick up their merchandise. But you don't have to pay your pawn loan and pick up your items. If you don't make the payments by the end of the loan period United Pawn will simply terminate the contract and resale the item.
IS THERE ANY FLEXIBILITY WITH LOAN AMOUNTS, PURCHASE AMOUNTS & FINANCE CHARGES?
We are a family owned and operated pawn shop and therefore are able to be more flexible with our loans, purchase amounts, finance charges and terms of your contract. We will always work with you to come up with an arrangement that meets your needs.
CAN I PAWN MORE THAN ONE ITEM?
There is no limit to the number of items you can pawn at one time.
CAN I GET PRICES OVER THE PHONE?
Without seeing the condition of the item, the best we can offer is a "ballpark" figure.
CAN I PAY MY LOAN OFF AT ANY TIME?
Yes, in fact your interest is cut in half if you pay off your loan within the first 2 weeks.
WHAT IF I FORGET ABOUT MY LOAN?
United Pawn will always attempt to call you before we forfeit your item and make it available for sale to the public. This is one reason it is very important to provide accurate contact information when taking out a loan.
IS THERE A LIMIT HOW MANY ITEMS I CAN PAWN?
There is no limit to the number of items you can pawn!
DO YOU PAY CASH OR CHECK?
All pawn and auto loans are paid in cash. You ALWAYS walk out with cash at United Pawn & Jewelry.
Do you have more questions about getting a pawn or vehicle loan? Call us at (813) 882-4222 or stop by our store at 8130 W. Waters Ave., Suite 130, Tampa, FL 33615.